But Caputo Brothers instantly lost its accounts with 114 restaurants across the country when dining room shutdowns landed hard in mid-March due to the COVID-19 crisis. Also shuttered was their thriving travel business of culinary tours of Italy. The Caputos dipped deep into cash reserves to keep their 23 employees on payroll with health benefits. By mid-April, however, they hit a wall. With just $875 left in the bank, $45,000 still owed to them by restaurant accounts, and their application for a Paycheck Protection Payment (PPP) loan stuck in limbo, the Caputos were suddenly unable to pay one of their farms for a week’s worth of milk they’d previously committed to, resulting in the dumping of 3,000 gallons of milk.